BUSINESS CREDIT
Need financing to meet your growing working capital needs?
Considering a strategic acquisition or buy-out of a partner?
If "yes", please call Lexant Advisors
We can help you achieve your goals through our network of financial institutions (banks and non-banks) and government agencies (such as SBA and Eximbank)
We work with banks and non-bank lenders who are now collaborating together to offer affordable financing solutions to meet the needs of private businesses
These new offerings combine to achieve loan pricing that may be significantly less costly than alternatives
We can facilitate the negotiation of senior debt, junior and mezzanine financing as well as credit enhancement and government agency loan guarantees
Revolving Line of Credit
Revolving Line of Credit up to $15mm, supported by eligible accounts receivable and inventory to meet your growing working capital and trade cycle needs
Term Loans
Senior debt term loans and facilities provided by select banks and specialist non-bank lenders
We also have access to junior debt providers which provide debt in form of a revolving facilities or term loans to complement your senior debt financing. The junior debt, if structured properly, can be considered as quasi equity, to alleviate your capital requirements
Government Agency Programs
Small Business Administration (SBA) offers a variety of loan programs in conjunction with commercial banks. The more commonly used programs include 7A (real estate, equipment and even long term working capital loan depending on the situation) and 504 (mainly for real estate)
Export Import Bank of the U.S. (Exim) offers foreign credit insurance (short and long term in addition to letter of credit) and loan guarantee programs. Its Working Capital Guaranty Program is commonly used by export oriented manufacturers to finance foreign receivables and export related inventory (including raw materials, WIP and finished goods)